The responsibility to ensure that your elderly parents have a decent life should not overwhelm your budget. This is because of thoughtful senior care financial assistance programs run by federal, state as well as local governments. They provide an easy application portal online with details on eligibility and the benefits in each case. Below are some of these programs which will lighten your burden to a great extent.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- the scheme provides favors to parents whose benefits were accumulated based on minimum wages. This is through the Supplementary Security Income program that ensures that you get a higher amount in terms of monthly benefits. The scheme is administered by the national government but it collaborates with state governments in some cases.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs/VA- it offers incredible benefits to elderly ex-soldiers. The benefits for veterans with disabilities can be increased in case the condition worsens over time. The program covers hospitalization, prescription and medication, among other areas. Pension plans and VA compensation plans are also worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
United States Department of Justice- the department has the responsibility of executing the Americans with Disability Act. The act safeguards access to services for the disabled at all levels of government and private sector. The department has incredible publications on their website with information that would ease your burden if you are taking care of a disabled elder.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
There are other programs and agencies that would be of assistance. They include the office of the senator who has a staff specialist dedicated to elder affairs, your congressional representative as well as the agency dealing with elders in your area. Explore the options in each case and take advantage of such provisions.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- the scheme provides favors to parents whose benefits were accumulated based on minimum wages. This is through the Supplementary Security Income program that ensures that you get a higher amount in terms of monthly benefits. The scheme is administered by the national government but it collaborates with state governments in some cases.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs/VA- it offers incredible benefits to elderly ex-soldiers. The benefits for veterans with disabilities can be increased in case the condition worsens over time. The program covers hospitalization, prescription and medication, among other areas. Pension plans and VA compensation plans are also worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
United States Department of Justice- the department has the responsibility of executing the Americans with Disability Act. The act safeguards access to services for the disabled at all levels of government and private sector. The department has incredible publications on their website with information that would ease your burden if you are taking care of a disabled elder.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
There are other programs and agencies that would be of assistance. They include the office of the senator who has a staff specialist dedicated to elder affairs, your congressional representative as well as the agency dealing with elders in your area. Explore the options in each case and take advantage of such provisions.
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