Investing in a 4 carat diamond ring price has to be one of the most important factors. A single quality gem can cost up to $100K which is as much as a new luxury car would cost. You want to ensure that you are getting value for money and the cut, color and clarity of the stone is reflected in the cost. The type of precious metal used to set the stone also adds to the price.
It is rare to find a single good quality 4 CT stone. If you do find one it will cost significantly more than the readily available smaller stones. You will save yourself 30-40 percent, if you choose to use smaller stones.
Keep in mind that a single large stone will not only be more expensive to buy, insurance premiums are likely to be set much higher. The insurer will take into account several risk factors when setting the premium insurance rates. Small stones are cheaper and easier to replace than one large stone.
It is common practice for sellers to offer insurance on items they sell. It is not always the cheapest of the most appropriate insurance policy for your needs. Talk to a reliable insurance broker to obtain expert advice on insurance cover and costs.
The price of valuable jewelry includes the sellers markup. The markup covers the sellers overheads and profit. Buying from a boutique jeweler may cost more for a similar product bought from a large chain store retailer of jewelry.
Before spending a large amount of money on a piece of jewelry, shop around and research on the internet to compare prices. Should you decide to purchase from a seller through the internet, take steps to confirm that you are buying from a legitimate seller. If you are offered a 4 carat diamond ring price that is well below those offered by other sources, it could be a sign that the stone is off inferior quality.
It is rare to find a single good quality 4 CT stone. If you do find one it will cost significantly more than the readily available smaller stones. You will save yourself 30-40 percent, if you choose to use smaller stones.
Keep in mind that a single large stone will not only be more expensive to buy, insurance premiums are likely to be set much higher. The insurer will take into account several risk factors when setting the premium insurance rates. Small stones are cheaper and easier to replace than one large stone.
It is common practice for sellers to offer insurance on items they sell. It is not always the cheapest of the most appropriate insurance policy for your needs. Talk to a reliable insurance broker to obtain expert advice on insurance cover and costs.
The price of valuable jewelry includes the sellers markup. The markup covers the sellers overheads and profit. Buying from a boutique jeweler may cost more for a similar product bought from a large chain store retailer of jewelry.
Before spending a large amount of money on a piece of jewelry, shop around and research on the internet to compare prices. Should you decide to purchase from a seller through the internet, take steps to confirm that you are buying from a legitimate seller. If you are offered a 4 carat diamond ring price that is well below those offered by other sources, it could be a sign that the stone is off inferior quality.
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For additional information about buying loose diamonds for sale, and to access information on wholesale diamonds, simply visit the Investment Diamond Exchange (IDX) website to browse our extensive inventory.
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